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Risk Disclosure

Last Updated: March 13, 2026

Important: Trading and investing in securities involves significant risk of loss. You may lose some or all of your invested capital. Before trading, ensure you understand the risks described below.

1. General Investment Risk

All investments carry risk. The value of your investments can go down as well as up. There is no guarantee that you will receive back the amount you invested. Past performance is not a reliable indicator of future results.

2. Market Risk

Securities prices fluctuate based on market conditions, economic factors, geopolitical events, and company-specific news. These fluctuations can result in substantial losses. Markets can be volatile, and rapid price movements may prevent you from executing trades at desired prices.

3. Liquidity Risk

Some securities may be difficult or impossible to sell at a fair price when you want to sell. Low trading volumes, market disruptions, or regulatory restrictions can limit your ability to exit positions. You may be forced to sell at a loss.

4. Currency and FX Risk

If you deposit or withdraw in a currency different from USD, exchange rate fluctuations may affect the value of your account. FINX and our partners apply foreign exchange conversions; rates may change between the time of deposit and withdrawal.

5. Execution Risk

Trade execution is subject to delays, technical failures, or market conditions. Orders may be partially filled, rejected, or executed at prices different from expected. During periods of high volatility, execution quality may be impaired.

6. Technology and Operational Risk

System outages, connectivity issues, or cyber incidents may prevent you from accessing the platform or executing trades. FINX is not liable for losses resulting from technical failures beyond our reasonable control.

7. Regulatory and Legal Risk

Changes in laws, regulations, or tax treatment may affect your investments or the availability of certain products. Regulatory actions in your country of residence or in the jurisdictions where securities are traded may impact your account.

8. Broker and Counterparty Risk

FINX partners with third-party brokers to facilitate trading. Your assets may be held with these partners. In the event of insolvency or failure of a broker, recovery of your assets may be limited and subject to applicable protection schemes.

9. Options and Derivatives Risk

Options and other derivative instruments involve significant risk. They can expire worthless, and losses may exceed your initial investment. Options trading is not suitable for all investors. Ensure you understand the specific risks before trading options.

10. Your Responsibility

You are solely responsible for your investment decisions. You should only invest capital you can afford to lose. Seek independent financial, tax, and legal advice if needed. FINX does not provide personalized investment recommendations.

11. Contact

If you have questions about these risks, contact us:

Effective as of March 13, 2026